Rent vs buy in Phoenix 2026: what owning a $454,699 median priced home costs a month at the 7.32% Freddie Mac average with 3.5% down, how much equity five years builds, and how to compare it with your rent. Pillar Mortgage Group.
Assumable mortgage in Arizona 2026: which FHA and VA loans can be taken over, the 0.5% VA assumption funding fee, the equity gap you must cover, and a Phoenix example against the 7.32% Freddie Mac average. Pillar Mortgage Group.
An FHA Streamline Refinance in Arizona lets FHA homeowners lower their rate with no appraisal, no income verification, and minimal paperwork. See if Phoenix and Scottsdale owners qualify in 2026. Pillar Mortgage Group, NMLS #2700076
FHA vs conventional in Arizona for 2026: FHA allows 3.5% down at 580, conventional 97 allows 3% down with cancelable PMI. Side by side costs, limits and a Phoenix example. Pillar Mortgage Group, NMLS #2700076.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).